529 To Roth Ira 2024 Rules

529 To Roth Ira 2024 Rules. This provision takes effect in 2024, not 2023. Now money in the 529 can be transferred into a roth ira without getting hit by federal taxes and penalties.


529 To Roth Ira 2024 Rules

Iras have a $7,000 annual contribution limit for 2024. Starting in 2024, 529 account owners can roll over up to an aggregate lifetime limit of $35,000 from a 529 plan into a roth ira for the benefit of the 529 plan beneficiary.

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